We’re Educating America

The Wall Street Journal warns Americans that College is one of the greatest threats to financial security, yet millions of parents and grandparents blindly commit to monumental future student loan debt … or jeopardize their retirement security to pay for college. Now, there’s a better way: LFE’s digital College Planning Educational System. It’s the only D-I-Y Plan today that teaches the latest Rules of the costly ‘Game of College.’

Our Mission: LFE is committed to educating 1 Million families in 2021 on how to avoid these problems and learn how to save thousands on college!

To accomplish this goal, we’re working with PEOs, Benefit Providers, Credit Unions, Banks, Wellness Providers, Advisor and Insurance Networks, and others to make this invaluable education available to those who need it.


The 1st Scalable College Planning Education System

College Mistakes last for decades

Today, most families either have no College Plan, or rely solely on financial aid comparisons or FAFSA for their college decisions. As recent statistics illustrate, using these strategies alone often fail to prevent these costly mistakes:


40% of students never graduate!

  • Students are training for jobs that no longer exist – NBC News
  • Students with no College Plan spend up to 3.5 times more for college – Sallie Mae
  • School closings leave students with worthless credits and degrees, and their parents buried in debt – MarketWatch
  • 41% of recent college grads work in jobs that don’t require a degree – Federal Reserve
  • 4.6 million college families walk away from free money every year – Forbes
  • 64% of students run out of money every semester – Edvisors
  • Parents are now on the hook for ALL new private student loans – Forbes
  • Parents now owe $100 billion in ‘Parent PLUS Loans’ – NY Times
  • 50 & Older: One of the fastest growing age groups for student loan debt – Department of Education
  • 60 & Older: THE fastest growing age group for student debt, growing 33% in the past year – Fidelity


the solution: The 1st D-I-Y Educational College Planning System

LFE’s new educational 5-Step CAP System is the first digital D-I-Y solution for late-stage College Planning.  It was designed to quickly guide families through the complex maze of core Post-COVID College Planning decisions – the Rules of the ‘Game of College’ – to prevent the specific problems noted above. See actual CAP Case Studies to learn how families are saving thousands using this unique System.

Developed by LFE and a National Team of Financial and Academic Advisors, it’s purpose was to create a step-by-step Plan to ensure that every dollar spent on college is invested wisely. This not only provides a brighter financial future for students … but protects the retirement assets of  those who support them!

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New: ’10 College Traps to Avoid in 2021′ Workshop

This unique 30-minute Webinar highlights costly traps every student and parent needs to know in 2021. See more information here. Contact us today for details on sponsoring this unbiased workshop for your employees, clients, or group. 

All participants receive the latest ’12-Point Guide for Parents’: A must-have guideline for parents when setting college expectations and goals with their student. 

Inquire here if you’d like to become Certified to teach this class.

Maximize Profits in 2021


LFE is committed to helping millions of college-bound families save thousands on college. To accomplish this objective, we are working with our Affiliate Partners: Financial, Academic, and Marketing professionals throughout the U.S. who become wholesalers of our digital CAP System tools, and/or teach our new 2021 Workshop.

These low-cost, scalable College Planning educational tools help PEOs, Benefit Providers, banks, credit unions, Advisors, CPAs, College Planners, Wellness Coaches, etc. leverage their time, attract new clients, and maximize their revenues by making CAP System Subscriptions available to hundreds or even thousands of families.

For a limited time: Ask about our special 2021 Master Affiliate Plan, a unique new opportunity designed for a select group of Affiliates.

Our Mission

To help millions of families master essential College Planning skills that will impact their financial lives for decades.

Affiliate Partners

Leveraging their time, building value, and maximizing profits by helping hundreds – or even thousands – of families make smarter college decisions!

The CAP Outcome

Students create their own personal College Action Plan to help them graduate quicker, borrow less, avoid costly mistakes, and be better prepared for the future Post-COVID job market.